some thoughts on the conundrum over health care reform

I am 26, self-employed, healthy, occasionally I pay a visit or two to the physical therapist, dentist or gynegologist for the yearly check-up. I am also a rock climber and avid mountain biker and I love to slack line. So, I am sometime prone to accidents. And this is the main reason why I have decided to have health insurance, even if my annual income is unstable and definitely lower than $20,0000 a year.

But, I can’t bare the thought of not having any coverage in case of a major accident (and neither can my mother who actually paid for my health insurance until last year when I was still in Graduate School and the previous five in college). And I am one of the few among my poor freelance, or self-employed, rock climbing friends who does have a plan and no pre-existing conditions.

I have the Blue Cross Blue Shield highest deductible/lowest premium plan and I still pay $109 a month, which last month went up to $148 a month and–for someone who makes $60/Yoga class (three times a week), $700/three-days shooting assignments (once every two months) and $250/ article (once a month)–it’s a big stretch.

So, seeing a picture of an African American man holding an image of Obama with draw-in Hitler-like mustaches under a headline that said: “In Summer a Dose of Discontent,” on the Washington Post Sunday morning while searching for an orthopedist surgeon in network to help me out with my plants fasciitis, did not sit well.

How is Obama’s Universal Health Insurance not GOOD again? And how in a million year could Obama ever resemble Hitler?

I sometime do not understand this country at all. Nor do I understand mine for all that matters. But, at least in Italy  even if taxes are among the highest in Europe, everyone who walks in the hospital in need of care, gets it with or without showing how much money they have in their wallets before they are taken in the ER (I had that happening to me while I was having a panic attack in Oct., 2005 at the Boulder Community Hospital, in Boulder, CO).

Now, I do understand people who are very poor and will be facing a fine if they do not buy health insurance, according to President Obama’s plan.  But, why don’t we look at the glass half full for once and realize that the more people who will apply to health insurance plans, the merrier. This way, the prices will certainly go down if there are more people paying for health insurance who did not have a plan before.

Also, in the long run, if the world population is healthier we might end up defeating sudden outspreads of random diseases like “Swine Virus” and possibly lower the incident of HIV positive case/year.

Having health insurance means to stop spending money for beers and start spending money to pay a visit to the cardiologist once in a while and maybe avoid the usual cardiac arrest that catches millions of Americans yearly bysurprise. Or maybe, to have health insurance it would mean one would stop buying such enormous quantity of food to store in the, already-limited cabinet space, as if in preparation for another Katryna, and instead  book an appointment with a dietician.

No question money spent on “your” health is money well spent.

We wasted so much money already (57 million in six months, according to Sunday, August 16’s New York Times) in making TV advertising showing pros and cons on why the universal health insurance reform is GOOD/BAD. Money that could have been saved to make it all happen.

Of course, extending the benefits of health insurance might increase taxes and government spending of money they will have to come up with (rich and wealthy people, you better flee to Mexico before the new Communist American president gets ahold of your cash!).  But fixing the pre-existing system could bring long-therm savings instead than insurance plan’s yearly unexpected increases that could cause further the debt.

One thought on “some thoughts on the conundrum over health care reform

  1. Mario says:

    far from suggesting that the Italian national health service is THE solution to the American problem, let me make clear that it does not only provide for free ER care, but for EVERYTHING you might need: from bypass heart surgery to the few options one hase to treat Alzheimer disease. Of course one is bound to get very, very long waiting lists…

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